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Keith Tanner
Keith Tanner MegaDork
11/21/17 10:44 a.m.

I remember trying to find insurance for a 1993 Civic CX (bare bones model) in the late 90's. Some insurance companies just said "we don't insure Hondas". Massive theft problems with a big market for parts and a young demographic. Had nothing to do with performance.

Miatas at the time were inexpensive to insure because they tended to be second cars (not used for commuting) and the demographics trended older. I haven't paid any attention to what they're like now.

Dave
Dave Reader
11/21/17 10:52 a.m.

This was years ago but my wife had a hand me down Dodge Shadow that cost a us a pile to insure since it was a 2dr thus a "sports car" in the eyes of the insurance company. We had a Jeep Cherokee that was also surprisingly pricey. Apparently they were easy to steal and re-sell the parts back in the early 2000 era.

WildScotsRacingCampbellCougarSeed
WildScotsRacingCampbellCougarSeed Dork
11/21/17 11:29 a.m.

In reply to Keith Tanner :

In Tulsa, my Miata accounts for maybe $20 a month of my combined policy.

93gsxturbo
93gsxturbo Dork
11/21/17 2:22 p.m.

My 2002 WRX wagon winter beater (the sacrificial anode of my fleet) costs as much to insure as my F250 and my Viper put together.  

WRX's are brutal to insure.  

My FC RX-7 was also exceptionally bad to insure.  

G_Body_Man
G_Body_Man UltraDork
11/21/17 2:51 p.m.

Psst, you might want to look at 6mt G35 sedans. For some reason mine is in the same rate class as an Avalon. I'm 18 it's only $17 more a month to insure my 04 6MT sedan in Ontario than it was to insure my 1996 Crown Vic was in BC.

fidelity101
fidelity101 UltraDork
11/21/17 3:59 p.m.
pilotbraden said:

rx-8 is a 4 door sedan

4 door coupe :(*

MazdaFace
MazdaFace Reader
11/22/17 6:25 a.m.

My mazdaspeed 6 is cheaper to insure than my grand Cherokee or my 328i. 

dean1484
dean1484 MegaDork
11/22/17 6:32 a.m.
snailmont5oh said:
Appleseed said:

05 and 06 (I think those ar the years)  Honda Accord with the 6MT. Someone here just bough a cherry one and its a total sleeper.

I knew a guy that built a stroker version of one of those out of factory parts. After it was tuned, it made 350 at the wheels, and could run lock step with my 347 Fairmont from 40 to 140. I was impressed. 

Is there a build on the web some place about that?   That is something that I would really like to know more about. 

dean1484
dean1484 MegaDork
11/22/17 6:41 a.m.
Cousin_Eddie said:

My wife drove a 1990 Mustang 5.0L LX coupe for about ten years. It was dirt cheap to insure at like 50-60 dollars per month for full coverage. I repeatedly asked the agent over the years if there was a mistake. She said "No, the GT's are the expensive ones to insure". Apparently all the LX's were considered the same in the eyes of  insurance companies.

I had the exact same experience with a 75 TA versus a 75 Formula 400 

Erich
Erich UltraDork
11/22/17 8:13 a.m.
dean1484 said:
snailmont5oh said:
Appleseed said:

05 and 06 (I think those ar the years)  Honda Accord with the 6MT. Someone here just bough a cherry one and its a total sleeper.

I knew a guy that built a stroker version of one of those out of factory parts. After it was tuned, it made 350 at the wheels, and could run lock step with my 347 Fairmont from 40 to 140. I was impressed. 

Is there a build on the web some place about that?   That is something that I would really like to know more about. 

I too would like to know more...

Mr. Lee
Mr. Lee UberDork
11/22/17 9:05 a.m.

^^ same here!

Erich
Erich UltraDork
11/22/17 9:29 a.m.

Regarding the Accord - looks the the J30A5 in these accords isn't particularly well-represented in custom builds. this thread details many options in building J series engines, and looks like the hot option is a swap to a build J32 or J35. 

I'm not sure if swapping in the cams from a contemporary Type S Acura TL would be beneficial or not.

Mr. Lee
Mr. Lee UberDork
11/24/17 11:20 a.m.

UGH.. This place is bad. Browsing CL and found this.

 

Knurled.
Knurled. MegaDork
11/24/17 11:46 a.m.
Trackmouse said:

What are some cars that get low insurance premiums because the companies see them as “sheep”, but they are actually a wolf?

 

My insurance went down significantly when I got the S60R.  For the same coverage, I dropped almost $200/year compared to the S40.  But because I want full coverage on it instead of liability only, my premiums technically went up to $1800/year.

 

Teh R is easily the fastest and most capable car I have ever owned, and I have a bridge ported RX-7 and used to own a hopped up 429 Ford.  And it looks like absolutely nothing to anybody but Volvo fanboys, and even then, only some of them.  (License plate SL33PR is taken, might have been a standard-issue plate in '01-03)

 

Also, if you are single and not a homeowner, you will get thoroughly boned by your insurance company, no matter what you drive.

 

Jay_W
Jay_W Dork
11/24/17 11:54 a.m.

My cousin just got out of his 92 dodge stealth mitsu thing and bought an 02 996 cabrio. He is spending a few dollars *less* on car ins now than he was. When i replaced my Mazda with this ridiculous Brabus-ised E55, insurance bill went up. I decided I better get an agreed-value policy, and am spending about 400/yr more on it than on the Protege. Meh. 

sleepyhead
sleepyhead Mod Squad
4/12/19 5:19 a.m.

zombie canoe, post deleted

KyAllroad (Jeremy)
KyAllroad (Jeremy) UltimaDork
4/12/19 8:27 a.m.

I know it only applies to my family living in my city and all the other exact circumstances BUT I got a breakdown of my insurance the other day.  4 cars, 3 drivers.  I have a clean record and am 47, SWMBO has an accident and is 44, teenaged girl has a clean record but is only 18.  Rates are for 6 month premiums using USAA (spoiler, being young sucks)

2006 MX-5, me as primary driver, liability only $175

2004 Suburban, me as primary, full coverage $333

2002 X-Type, SWMBO as primary, FC, $422

2007 Passat, teenager as primary, full coverage..........$1,045!!!!!

 

We just picked up a grandma edition 2000 Accord for the teenager.  Will put liability only on it and return the Passat to my name.  I fully expect the overall bill to decrease with that change.

(And the "how to build a cool J30 engine" thread will not be used for her car)

chaparral
chaparral Dork
4/12/19 8:44 a.m.

Corvettes are unusually cheap to insure - I paid the rate set for 55-year-old accountants driving on sunny Sundays when I was a graduate student tearing around Texas in all weathers.

captdownshift
captdownshift PowerDork
4/12/19 8:50 a.m.

2 pages and no SVT Contour 

spandak
spandak Reader
4/12/19 10:56 a.m.

Old thread but my Mazdaspeed3 is cheaper than the crosstrek and it has the word “speed” in the name. 

Motorcycles take the cake here though. A 600c bike faster than anything I’ve ever driven is $12 a month. 

failboat
failboat UberDork
4/12/19 12:04 p.m.

My 1992 miata was cheaper to insure than my 1994 Chevy G20 van. 

And that was even with the miata classified for "commute" and the van for "pleasure" 

Floating Doc
Floating Doc Dork
4/12/19 12:44 p.m.
spandak said:

Old thread but my Mazdaspeed3 is cheaper than the crosstrek and it has the word “speed” in the name. 

Motorcycles take the cake here though. A 600c bike faster than anything I’ve ever driven is $12 a month. 

If you crash the bike, does the payout go to your estate?

Brett_Murphy
Brett_Murphy UltimaDork
4/12/19 3:55 p.m.
Floating Doc said:

If you crash the bike, does the payout go to your estate?


Around here, donor cycles tend to be single vehicle crashes over about 1/4 mile of highway, late at night or somebody turning left in front of them. I've not seen or heard of any other type of crash.

Appleseed
Appleseed MegaDork
4/12/19 9:44 p.m.

If you're a squid, you won't care. You'll be dead.

Floating Doc
Floating Doc Dork
4/12/19 9:52 p.m.

In one of the recent fatal collisions here, the driver turned in front of an oncoming motorcycle. The driver of the car couldn't see the motorcycle headlight since the rider was doing a wheelie.

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